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Information on Universal Health Insurance
01 April

Since January 1, 2026, more than 1.5 million people have become beneficiaries of universal health insurance. With the introduction of the new system, many citizens contact us with questions. Frequently asked questions are answered by Sona Hovhannisyan, Head of the Economic Service at Arabkir Medical Center.

Can we receive medical care at Arabkir Medical Center within the framework of universal health insurance?

Yes, you can. Arabkir Medical Center provides insured persons with both hospital services—including planned and emergency medical care and treatment, surgeries—as well as outpatient services, such as specialized consultations and laboratory and instrumental examinations.

Where should I apply first to receive medical care within the framework of the program?
The procedure is as follows:
To receive services on a planned basis, it is necessary to apply to a primary health care unit (polyclinic) and obtain an appropriate referral. After that, the patient should visit the medical center in order to receive the service specified in the referral.
In emergency cases, patients should apply directly to the hospital.

Does the insurance program cover children?
Yes. Universal health insurance covers RA citizens and residents in the following groups:
  • Children under 18 years of age
  • Persons aged 18–23 who have been left without parental care
  • Persons under 26 years of age studying in full-time programs who have been left without parental care
What should be done if the status of a universal health insurance beneficiary is not reflected in the ArMed system due to the absence of RA citizenship data?
In such cases, it is recommended to contact the Universal Health Insurance Fund by calling the short number 8866 or by sending an email to [email protected].
The request should include the applicant’s signature and ID document, as well as the name, surname, patronymic, and date of birth.

What specialized consultations are available within the framework of universal health insurance?
Within the framework of universal health insurance, the following specialized consultations are available (for both children and adults):
  • Neurologist
  • Neurosurgeon,
  • Allergist,
  • Gastroenterologist,
  • Rheumatologist,
  • Orthopedist,
  • Nephrologist,
  • Urologist,
  • General surgeon,
  • Ophthalmologist,
  • General Practitioner,
  • Dermatologist
  • Gynecologist,
  • ENT specialist
  • Pulmonologist
Does the insurance also apply to children under dispensary supervision?
Yes. Professional consultations, as well as the necessary laboratory and instrumental examinations provided to children under dispensary supervision, are also available within the framework of universal health insurance.


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